Will Divorce Affect My VA Loan Eligibility?

Will Divorce Affect My VA Loan Eligibility?

Divorce in itself can be a stressful time. We hope to shed some light on how it may or may not affect your VA mortgage loan. If the VA Mortgage is only filed under the veteran’s name A VA mortgage is only available due to the veteran’s eligibility for the loan.  After a VA loan is processed, the guaranty will remain with the mortgage even if the borrowing veteran or member of the armed forces stops living there. The only way the VA loan guaranty will be removed is if the loan is refinanced by the former spouse into a conventional mortgage, which will then make the military borrower again eligible for a new VA mortgage. If the VA Mortgage is held jointly  If the name of each spouse is on the mortgage, and if they both work the couple may qualify for a...

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Don’t Let BLACK FRIDAY Get in the Way of Buying a Home!

Don’t Let BLACK FRIDAY Get in the Way of Buying a Home!

Black Friday is nearly upon us. Newspaper inserts, emails and TV commercials abound with information about the “BEST DEALS EVER!”.  You get to the store before the sun even thinks about coming up only to find that you can get an even better deal if you open a line of credit! STOP RIGHT THERE. If you are in the process of buying a home, or considering doing so anytime soon, we urge you to stop and collect your thoughts for a moment. What the heck does Black Friday have to do with buying a home!? That additional percentage off for opening a line of credit could be a deal-breaker when it comes to purchasing a home. If you are in the midst of the mortgage process with a good lender, you already know that you should hold off on opening  new credit...

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“Military Appreciation Days” 2015 is Upon Us!

“Military Appreciation Days” 2015 is Upon Us!

We sincerely appreciate our military and their families, everyday. We join the rest of the nation on the eleventh of November to celebrate and honor our veterans and current members of the military. In November of 1919, President Wilson proclaimed it to be Armistice Day; which later became Veteran’s Day. “To us in America, the reflections of Armistice Day will be filled with solemn pride in the heroism of those who died in the country’s service and with gratitude for the victory, both because of the thing from which it has freed us and because of the opportunity it has given America to show her sympathy with peace and justice in the councils of the nations…” – President Wilson We still celebrate nearly 100 years later! Nearly 100 area...

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Free Job Search Tool for Military Veterans

Free Job Search Tool for Military Veterans

Searching for a job can be stressful. It can be even more stressful for someone transitioning from a career in the military. RecruitMilitary is a veteran-owned company dedicated to helping American veterans achieve their dreams: education, veteran jobs and civilian careers, new business and franchise ownership, training, and much more. This service is provided free to veterans.  All of the company’s senior officers and most of their other employees have served in the armed forces of the United States. As the nation’s leading military-to-civilian recruiting firm, they have established working relationships with industry associations, non-profit organizations, and government agencies. They have been helping veterans with the job search process since...

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Honoring a Kokomo Centenarian and Veteran, James Ralph Kuntz

Honoring a Kokomo Centenarian and Veteran, James Ralph Kuntz

Centenaria  a person who lives to or beyond the age of 100 years. Born in Smith Valley in Johnson County in 1915, James Ralph Kuntz served as a radioman in the U.S. Navy during World War II aboard the USS Swenning in the Pacific. He then served on a boat out of Virginia after the war. He formed a friendship with next door neighbor in Kokomo, Indiana; Salena Catron. She began a quest to get 100 people to send cards to Mr. Kuntz for his 100th birthday. Thank number has been exceed 70 time over! The cards have come from North Carolina, California, Switzerland and beyond. On his 100th birthday, June 15, Salena rented a classic mail car to make the surprise delivery to Mr. Kuntz, who is a former mailman. Family members took video of his reaction. We want to wish...

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