Save Energy and Money Today

Did you know that the typical U.S.family spends about $1,900 a year on home utility bills?

Unfortunately, a large portion of that energy is wasted. And each year, electricity generated by fossil fuels for a single home puts more carbon dioxide into the air than two average cars. As for the road,transportation accounts for 67% of all U.S. oil consumption. The good news is that there is a lot you can do to save energy and money at home and in your car. Start making small changes today (as listed below). To cut your energy use up to 25%, see the Long-Term Savings Tips that will follow in the subsequent articles in this series. The key to achieving these savings in your home is a whole-house energy efficiency plan. To take a whole-house approach, view your home as an energy system with interdependent parts. For example, your heating system is not just a furnace— it’s a heat-delivery system that starts at the furnace and delivers heat throughout your home using a network of ducts. Even a top-of-the line, energy-efficient furnace will waste a lot of fuel if the ducts, walls, attic, windows, and doors are not properly sealed and insulated. Taking a whole-house approach to saving energy ensures that dollars you invest to save energy are spent wisely. Energy- efficient improvements not only make your home more comfortable, they can yield long-term financial rewards. Reduced utility bills more than make up for the higher price of energy-efficient appliances and improvements over their lifetimes. In addition, your home could bring in a higher price when you sell.

Tips to Save Energy Today – Easy low-cost and no-cost ways to save energy

• Install a programmable thermostat to keep your house comfortably warm in the winter and comfortably cool in the summer.
• Use compact fluorescent light bulbs with the ENERGY STAR® label.
• Air dry dishes instead of using your dishwasher’s drying cycle.
• Turn off your computer and monitor when not in use.
• Plug home electronics, such as TVs and DVD players, into power strips; turn the power strips off when the equipment is not in use (TVs and DVDs in standby mode still use several    watts of power).
• Lower the thermostat on your hot water heater to 120°F.
• Take short showers instead of baths.
• Wash only full loads of dishes and clothes.
• Drive sensibly. Aggressive driving (speeding, rapid acceleration and braking) wastes gasoline.
• Look for the ENERGY STAR label on home appliances and products. ENERGY STAR products meet strict efficiency guidelines set by theU.S. Department of Energy and the
Environmental Protection Agency.
• Visit www.energysavers.gov formore energy-saving ideas.

DISCLAIMER: Neither Indiana VA Mortgages (IndianaVAmortgages.com) nor LeaderOne Financial Corporation is affiliated with any government agencies, including the VA.