Don’t Let BLACK FRIDAY Get in the Way of Buying a Home!

Don’t Let BLACK FRIDAY Get in the Way of Buying a Home!

Black Friday is nearly upon us. Newspaper inserts, emails and TV commercials abound with information about the “BEST DEALS EVER!”.  You get to the store before the sun even thinks about coming up only to find that you can get an even better deal if you open a line of credit! STOP RIGHT THERE. If you are in the process of buying a home, or considering doing so anytime soon, we urge you to stop and collect your thoughts for a moment. What the heck does Black Friday have to do with buying a home!? That additional percentage off for opening a line of credit could be a deal-breaker when it comes to purchasing a home. If you are in the midst of the mortgage process with a good lender, you already know that you should hold off on opening  new credit...

Read More

Free & Discounted Tax Preparation for Military

Free & Discounted Tax Preparation for Military

December brings Christmas. January brings a new year. After that, comes the playoffs, the Super Bowl and tax season! Some of these are more fun than others. While we have an opinion on who will win the playoffs… we realize that this may not actually be the outcome. We are also of the opinion that while filing for tax returns can be tricky for the average family, it can get even more complicated for military families. Thankfully, military personnel and their families have access to a variety of tax preparation and filing services for free. Whether you choose to file taxes yourself online or you prefer some outside assistance from a trained professional, there are a variety of free options to choose from. Military Installation Tax Centers Most large military...

Read More

Kokomo-Area Military Days Participants

Kokomo-Area Military Days Participants

Veteran’s Day is November 11th. We are so please that many area businesses  offer discounts to our military before and after November 11th. Following is a list compiled by The Kokomo Perspective: Military Days Participants: Adams Auto Group – Bill Bowman 765-450-6822. $10.00 off any Oil Change. $10.00 off Front End Alignment. (Note: Appointment is Necessary) Nov 4-8 & 11 8am – 4pm All Pro Plumbing – Kim Tracy 765-868-2094. $25.00 off any invoice, or call for a $25.00 coupon on future purchase.8 am till 5 pm daily. (Not combined with any other offers.) Nov 2 -11 All day Applebee’s – Anthony Hashs 765-455-2090. All veterans will eat free on veteran’s day (choice from selected menu only) Drinks and gratuity not...

Read More

Honoring Our Armed Forces & Veterans Day at the Indiana State Fair Today

Honoring Our Armed Forces & Veterans Day at the Indiana State Fair Today

Honoring Our Armed Forces & Veterans Day All Military personnel or Veterans and their families are admitted FREE with military ID card, DD Form 214 or other recognized Veteran’s organization membership card. http://www.in.gov/statefair/fair/index.html

Read More

Some Money Saving Strategies

We’ve all been there. We want to take the family on vacation, buy the latest and greatest flat screen or even had an unexpected medical or household expense arise. Would be nice to have a little cash set aside to cover these things?  Here are a few tips on how to tuck away a little extra for when that day may come… 5% Rule Take 5% of every paycheck and put it into a money market account.  Setting up a separate account will force you to think twice before using that money.  Money market accounts make several percentage points of interest more than a savings or checking account.  If your check is $500 you would save $25 each pay period.  If you get paid $500 every week you would save $1300 a year.  If you get paid $1000 every week you would save...

Read More

The Importance of an Inspection Before You Purchase Your Indiana Home

Your home is a major investment and can be a valuable asset. Purchasing a home can be exciting, however, there could be things that need attention. If so, it may be required to be repaired in order to ensure that the house purchased is habitable and safe for its occupants. We want to stress the importance of an inspection before you purchase your Indiana home. Reasons for inspection A home inspection should be performed prior to the purchase of the house for the benefit of the purchaser. If the home is not fit for living due to its safety issues, it is best to consider another house; unless a strong preference for that house still exists. This may require much renovation or even a rebuilding of the house. If  the home of your choice does require some repair; a...

Read More