Do I Qualify for a VA Mortgage?

Do I Qualify for a VA Mortgage?

It can sometimes be confusing or even intimidating navigating the  VA mortgage process. Following are some of the basics of a VA mortgage. As always, speaking with a mortgage professional who is knowledgeable about the mortgage product you’re interested in is the best way to make sure all of your questions are answered. What do you need to potentially obtain a VA mortgage? You must have suitable credit, sufficient income, and a valid Certificate of Eligibility (COE) to be eligible for a VA-guaranteed home loan. The home must be for your own personal occupancy. The eligibility requirements to obtain a COE are listed below for Servicemembers and Veterans, spouses, and other eligible beneficiaries. Eligibility Requirements for VA Home Loans Servicemembers and...

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Free Job Search Tool for Military Veterans

Free Job Search Tool for Military Veterans

Searching for a job can be stressful. It can be even more stressful for someone transitioning from a career in the military. RecruitMilitary is a veteran-owned company dedicated to helping American veterans achieve their dreams: education, veteran jobs and civilian careers, new business and franchise ownership, training, and much more. This service is provided free to veterans.  All of the company’s senior officers and most of their other employees have served in the armed forces of the United States. As the nation’s leading military-to-civilian recruiting firm, they have established working relationships with industry associations, non-profit organizations, and government agencies. They have been helping veterans with the job search process since...

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Don’t Let BLACK FRIDAY Get in the Way of Buying a Home!

Don’t Let BLACK FRIDAY Get in the Way of Buying a Home!

Black Friday is nearly upon us. Newspaper inserts, emails and TV commercials abound with information about the “BEST DEALS EVER!”.  You get to the store before the sun even thinks about coming up only to find that you can get an even better deal if you open a line of credit! STOP RIGHT THERE. If you are in the process of buying a home, or considering doing so anytime soon, we urge you to stop and collect your thoughts for a moment. What the heck does Black Friday have to do with buying a home!? That additional percentage off for opening a line of credit could be a deal-breaker when it comes to purchasing a home. If you are in the midst of the mortgage process with a good lender, you already know that you should hold off on opening  new credit...

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Some Money Saving Strategies

We’ve all been there. We want to take the family on vacation, buy the latest and greatest flat screen or even had an unexpected medical or household expense arise. Would be nice to have a little cash set aside to cover these things?  Here are a few tips on how to tuck away a little extra for when that day may come… 5% Rule Take 5% of every paycheck and put it into a money market account.  Setting up a separate account will force you to think twice before using that money.  Money market accounts make several percentage points of interest more than a savings or checking account.  If your check is $500 you would save $25 each pay period.  If you get paid $500 every week you would save $1300 a year.  If you get paid $1000 every week you would save...

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Hiring Our Heros

Visit msnbc.com for breaking news, world news, and news about the...

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Simple Steps To An Early Tax Refund

The sooner you get your money back from the IRS, the better, so start now.  If you want to get your 2011 taxes in early and get your refund quickly, here are seven strategies to getting those dollars in your pockets ASAP. Here’s what you have to do: 1. Get started The first step is the hardest. Stop thinking about it and get moving. Until you actually start your return, you’ll never finish it. And that’s probably going to slow down your refund. If you don’t have all your numbers, just put your name and address on the form. It will get you in the mindset to move forward. Your first step is to break the inertia. As my father used to say, a trip of a thousand miles begins with a traffic jam. Break that jam and get moving. 2. Accumulate the...

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